The Problem
Scroll through the research below to see why you, your children, or someone you know may be uninsured and at risk of getting medical attention…
The research presented is from the year of 2021, the most recent information available on a nationwide and statewide basis from SHADAC, a multidisciplinary health policy research center by the Robert Wood Johnson Foundation.
*U&U is not sponsored nor holds any personal conflicts with the sources used or data presented.
The data below shows how a more educated individual correlated to a greater likelihood of them being insured in 2021.
The more educated individuals also had the least number of uninsured.
With that, here’s a little trivia:
Age
The typical post-graduate age of 26-34 was the most uninsured group in the U.S. in the year of 2021…
But how does that make sense when data shows that more educated individuals have lower uninsured rates?
The answer is simple…
We aren’t taught about health insurance.
Even more, most health professionals are barely taught of the health insurance system other than global system processes.
Health insurance literacy is unheard of. Unlike personal finance classes taught in high school and university classes, health insurance isn’t mentioned.
And after children are ineligible to be a part of their parent’s coverage plan, they are left to figure it out themselves…
Which in most cases is usually just choosing to avoid coverage entirely since the system is:
Confusing,
Difficult,
Intimidating.
And at what age are children ousted from their parent’s coverage in most states??
That’s right… 26.
Race/Ethnicity
Now that you know just how unprepared our U.S. population is raised to handle our health, one particular race is impacted more significantly.
When overlooking the insured and uninsured by race/ethnicity within the total U.S. population, two things should be emphasized:
- White individuals had the highest number of insured rates.
- Hispanic/Latino individuals and white individuals have the same number of uninsured.
So not only are students coming out of college on the brink of facing medical debt without uninsured, but those within the Hispanic/Latino population show a greater likelihood of facing this path.
So now you know…
It’s time we’re prepared to take control of our health in a country where health isn’t affordable without insurance. Our upcoming generations shouldn’t be leaning away from getting coverage simply due to not knowing how to apply, what certain terms mean, or why it’s important to have insurance.